Nadeem Hussain
President and Chief Executive Officer
 

Ali Abbas Sikander
Group Executive Director, Operations and Technology
 

Nadeem Hussain
President and Chief Executive Officer

Nadeem Hussain is the President and Chief Executive Officer of Tameer Microfinance Bank.
Prior to his appointment at Tameer, Nadeem spent 27 years with Citigroup, his last appointment being Country Manager for Citibank’s Iraq Operations within the Corporate Banking and Investment Division.

Nadeem has held several senior management positions with Citigroup in all major financial centers. Whilst based in the UK before his appointment in Iraq, he was instrumental in starting and managing CitiSolutions, the consumer bank’s financial advisory and services division for Western Europe, where the expected strength of the distribution force was 20,000 individuals, making it the largest in Western Europe. The target market was the middle-income individual who was under served.

Prior to his UK assignment, Nadeem served as General Manager and Head of Consumer Banking for Citibank, Pakistan. Under his guidance, Citibank Pakistan pioneered the concept of consumer banking, with the introduction of credit cards, auto mobile financing and residential mortgage financing. Nadeem effectively turned the bank around after it went into loss due to the freezing of foreign currency accounts in 1998. During this time, Nadeem was appointed to the Board of Directors for Pakistan's prestigious Institute of Business Administration, served as Chairman of the Y2000 Bank Committee and the Overseas Chamber of Commerce and was a member of the Government of Pakistan Investment Advisory Board

As Country Risk Manager with Citigroup in Hong Kong and China, Nadeem was responsible for managing a portfolio of $4 billion in risk assets associated with the hand over of sovereignty from the UK to China. While in Hong Kong, he was instrumental in establishing a liquidity and asset protection program.

Nadeem also worked in New York, Greece, Bahrain and Riyadh for Citibank in credit, risk and relationship management roles.

Nadeem joined Citibank in Saudi Arabia in 1979 immediately after receiving his BA in Economics and Accounting from Muhlenberg College in Pennsylvania.
 

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Shahid Mustafa
Group Executive Director, Finance and Risk Management

Shahid is the GED Finance for Tameer Microfinance Bank and directly responsible for the financial management and reporting of the affairs and activities of the bank. Additionally, he has oversight responsibilities for the bank’s risk management and treasury officer. Furthermore, Shahid serves on Tameer's Management Committee. Shahid has 12 years of experience in credit, corporate finance, remedial and relationship management with Citigroup, since 1993.

Prior to joining Tameer, Shahid was Group Head of Financial Institutions for Citibank, United Arab Emirates, responsible for key bank and non-bank FI clients and regulatory relationships in the UAE. Over the course of his 12-year career at Citibank, he served as a member of local management committees for Global Corporate and Investment Banking and held senior relationship and credit management positions with local and regional responsibilities in Financial Institutions covering Saudi Arabia, Oman, Yemen, Bahrain and UAE.

Shahid began his career as an engineer with a leading global pharmaceutical firm in Pakistan, before he joined Citigroup in 1993.

Shahid graduated from University of Engineering and Technology, Pakistan, with a Bachelor of Science degree in Electrical Engineering (Communications) and holds an MBA degree from Lahore University of Management Sciences (LUMS) where he secured a silver medal in the graduating class.
 

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Abbas is Group Executive Director of Operations and Technology at Tameer Microfinance Bank and is responsible for overall Operations and Technology infrastructure deployment, support and day-to-day running of central operations. He is also member of the Board of Directors.

Abbas has had vast exposure with multinational banks over the past 15 years, with expertise in development, management, sales and solutions, delivery of cash management, trade and treasury products to Corporate, Private and Institutional customers. Abbas has a successful track record of managing technology based product rollouts for Citigroup as well as Standard Chartered Bank in Pakistan, the US, UAE and other Gulf countries.

Prior to joining Tameer, he was based in Dubai looking after export agency finance transactions in the Middle East for Citigroup. He also worked with Operations and Technology Product Management for Citigroup in the UAE, where he was responsible for managing all aspects of e-Business sales from origination to closure, forming e-Business alliances for 'indirect sales' with major enterprise resource planners and core banking providers in the region to position and differentiate Citibank's e-Business products.

Abbas joined Citigroup in 1995 in Pakistan as a part of the team which set up a transactional banking unit in the country. During his association with the bank he held various positions including Electronic Banking Head, e-business Sales Head and e-banking Product Development Head in various countries and at regional levels. He was also part of Citigroup's first Internet banking quality assurance team for Europe, the Middle East and Africa, based out of Miami, Florida.

From 1998 until 2000, Abbas worked with Standard Chartered Bank in the UAE as the Regional Business Development Manager for Middle East and South Asia for its transactional banking group, covering Bangladesh, Sri Lanka, Pakistan, Oman, Qatar and UAE.

Prior to joining Citigroup, he worked as a senior management consultant with Ferguson Associates, a part of Price Waterhouse, covering it’s IT and Business Process Re-engineering practice. Abbas also worked with Merrill Lynch Future Inc. as a Technical Analyst from 1990 to 1991 in New York, USA.

Abbas studied at Pennsylvania, Rutgers, New Jersey Institute of Technology and Columbia Universities in the US, where he acquired his undergraduate, graduate, non-degree and post-graduate qualifications in Physics, Operations Research and Industrial Engineering.
 

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Tariq is Group Executive Director, Sales, Distribution, Collections, Administration and Business Development at Tameer Microfinance Bank. Prior to joining Tameer, Tariq served as Executive Vice President, Group Head Business Support & Collections at United Bank Limited (UBL). He was instrumental in successful incorporation of the revamped Collections Department and reorganization and up-gradation of government sector establishment into a dynamic business support to match the vision of the bank. He also reactivated collections of the dead portfolio of non-performing loans with an effective recovery stream.

Before UBL, Tariq was Vice President, Branch Banking Head, Citibank, Pakistan from 2000 to 2003 where he turned around the liability business from revenue negative to positive, with an over 35% contribution to business earnings before interest and taxes .

Tariq retired as Brigadier in 1997 from the Pakistan Army and joined Citibank Pakistan as the Country Collections Manager in 1997 where he turned around Collections from a business issue to the Best Practice of the Business. He was responsible for strategic reorientation of Collections from back end to critical contributors of business development by defining new dimensions of risk thresholds.

Prior to Citigroup, he served as Director Budget Pakistan Army from 1992 to 1993 where he introduced structured mechanisms to articulate end operational / strategic directions.

Tariq was also Commander of the Artillery Brigade, 1993 to 1995. In addition to operational responsibilities, he had additional task of internal security duties in Sindh.

Tariq has a Masters in Political Science and a BA (hons) in War Studies and is a Graduate of the US Army Finance School and the Graduate Pak Army Command and Staff College.
 

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